Moving to Europe is the most complex thing your family will do.
We've already done it.
Every checklist, every partner relationship, and every sequencing principle we apply came from living what you are about to do. Visa. Home. Schools. Your partner’s transition. Your finances. All of it, in the right order.
3.5M
Americans already living in Europe
1 in 5
Americans want to emigrate (Gallup 2025)
7+
EU countries we actively support
20+
Years global mobility expertise
Who Thrive360 Is For
If you see yourself here, you're in the right place.
Families With School-Age Children
The school search alone can make or break a landing. We handle placement, transition support, and make sure your kids arrive with a solid plan in place.
Dual-Career Couples
When one partner drives the move, the other absorbs the disruption. We plan for both careers, both identities, and both transitions from day one.
LGBTQ+ Families
Legal recognition, community, safety, and belonging vary significantly across Europe. We know the landscape, and we help your family land somewhere that's genuinely home.
See our LGBTQ+ relocation guide →Remote Workers & Digital Nomads
You have location freedom. We help you use it correctly. The right visa, the right tax structure, the right city for how you actually want to live.
Early Retirees
Passive income visas, healthcare continuity, wealth structuring across borders. Your retirement should travel as well as you do.
What Thrive360 Covers
Five pillars.
One coordinated move.
Most relocation services handle one or two of these. We handle all five, in the sequence that protects your timeline, your budget, and your family.
Visa & Residency
The right pathway shapes everything else — your timeline, your housing search, your financial structure. We help you understand your options, identify the most likely pathways for your situation, and connect you with a vetted immigration attorney who finalizes strategy and executes the application. For clients already mid-process, we coordinate directly with their existing legal team.
Home & Neighborhood
Remote property searches fail for predictable reasons. Photographs flatter, neighborhoods vary block by block, and lease terms in Europe carry obligations Americans do not expect. We provide curated neighborhood guides, remote rental shortlists, lease review, and viewing trip coordination. Housing search launches only after your visa timeline is confirmed.
Schools & Children's Transition
School placement in Europe involves curriculum differences, language considerations, waitlists, and enrollment timelines that do not align with the American academic calendar. We research options, manage applications, and prepare your children for the social and cultural transition. School placement anchors the housing search. We sequence it that way deliberately.
Spouse & Partner Support
One partner usually drives the move. The other absorbs the cost of it. Career continuity, professional network rebuilding, work authorization, and a genuine sense of belonging in a new city are not secondary concerns. They are the difference between a move that takes root and one that unravels in year two. We build a transition plan for both partners from the first conversation.
Financial Intelligence & US Compliance
The layer most relocation services ignore entirely. Relocating to Europe does not end your US tax obligations. It reorganizes them. We establish your financial position before you leave, ensure your accounts are structured correctly from day one, and connect you with vetted local advisors who understand both sides of your obligations. Our Financial Intelligence function is available across all service tiers and as a standalone engagement.
Why Sequence Matters
Relocation has an order of operations.
Most people find out too late.
The single most common reason American expat moves go wrong is not bad decisions. It is doing the right things in the wrong order. These are the sequencing errors we see most frequently and why they matter.
Opening a European bank account before establishing your US tax position
Your European bank reports to the IRS under FATCA from the moment your account exists. If your US filings are not structured before your first deposit, you are already behind. We establish your financial position before you leave.
Signing a lease before your visa timeline is confirmed
Lease start dates and visa approval timelines rarely align. A lease that begins before your visa is confirmed creates either a gap in housing or a financial commitment you cannot yet legally fulfill. We sequence your housing search to begin only after your pathway is confirmed.
Choosing a neighborhood before identifying your school
School placement drives neighborhood selection, not the other way around. The family that finds the apartment first and the school second frequently ends up in the wrong part of the city. We start with school research and let that anchor the housing search.
Arriving without a local tax identification number strategy
In Ireland, almost everything requires a PPS number. Healthcare, banking, utilities, employment, school enrollment. The queue is real and processing takes longer than most people expect. We begin this process before you land so you are not grounded on arrival.
Every European country has an equivalent. Ireland uses the PPS number. Portugal uses the NIF. Spain uses the NIE. The Netherlands uses the BSN. Arrive without one and almost nothing else can move forward.
Planning the move around one partner
Visa categories, dependent rights, and work authorization conditions vary significantly by pathway and country. A visa that covers your relocation may not automatically cover your partner's right to work. We assess both partners from the first conversation.
Assuming your US estate documents travel with you
A will drafted in California does not automatically function as intended under Irish or Portuguese succession law. EU forced heirship rules and Brussels IV elections interact with US estate documents in ways that can override your intentions entirely. We flag this before you move.
This is why sequence is a service, not a detail. Every element of your move connects to every other element. We map those connections before we touch a single form.
The Financial Intelligence Difference
Most expats discover their US tax obligations
in year two. We tell you on day one.
Every other relocation service stops at the border. Your tax obligations do not. This is the layer of your move that most services ignore entirely and the one that costs Americans the most when it goes unaddressed. We do not provide tax or financial services. We make sure you understand what you are facing, guide you through the landscape, and connect you with the right professionals in our vetted network to handle it correctly.
FBAR — Foreign Bank Account Report
If you hold more than $10,000 across foreign accounts at any point during the year, you must file. Penalties for non-filing start at $10,000 per account, per year. Most new expats do not know this rule exists until they receive a notice. We make sure you know it on day one and connect you with the right professional to handle it correctly.
FATCA — Foreign Account Tax Compliance Act
Your European bank is legally required to report your accounts directly to the IRS. We ensure you understand this obligation before your first deposit and coordinate with your tax advisor to make sure your US filings reflect what your bank will be reporting.
Form 2555 — Foreign Earned Income Exclusion
You can exclude more than $120,000 of foreign earned income from US taxation, but only if you file correctly and meet the physical presence or bona fide residence test. This exclusion is not automatic. We brief you on the requirement and connect you with a qualified tax professional who can claim it correctly from year one.
Estate Planning Across Jurisdictions
EU forced heirship rules apply in most member states. Brussels IV allows you to elect the law of your nationality to govern your estate, but only if that election is made correctly and documented before it is needed. We flag every client's estate position early and coordinate with qualified legal counsel where deeper engagement is required.
What happens without this
You move to Lisbon. You open a local bank account. Life is beautiful. You assume you have left US taxes behind.
Your Portuguese bank reports your account to the IRS under FATCA. You did not have professional guidance on FBAR obligations. The IRS sends a notice.
You pay a specialist $4,000 to $8,000 to resolve two years of missed filings, penalties, and amended returns. You also missed the Foreign Earned Income Exclusion entirely.
Thrive360
None of this happens. We brief you on every obligation before your first bank statement arrives, coordinate with your tax advisors, and make sure the right professionals are handling each requirement in the correct sequence.
"The IRS does not care that you live in Dublin or Lisbon. You still owe a US tax return every year. We make sure it is the last thing you have to think about."
Jason J. Smith, Esq. — Co-Founder & Head of Financial Intelligence, GlobalWealth360
How Thrive360 Works
From first conversation
to settled in Europe.
A structured, advisor-led process that sequences every element of your move in the right order. Here is what working with us looks like.
Discovery Consultation
A free 30-minute call. We map your visa eligibility, income profile, family situation, and target destination. Both partners assessed from this first conversation.
Week 1 · FreePersonalised Move Plan
A bespoke roadmap covering visa pathway, financial obligations, housing strategy, school research, spouse and partner transition, and cost-of-living model.
Who We Are
We didn't build Thrive360 from a whiteboard.
We built it from a move.
There is a version of this company that was founded by people who studied relocation, researched the American expat market, and built a service from the outside in. That is not this company. GW360 was founded by Americans who relocated to Dublin with their children, navigated every complexity this service is built around, and decided the experience deserved better infrastructure than what existed.
Dominick Miciotta
Co-Founder & CEO
Career spanning strategic marketing, higher education administration, entertainment, and operations management. Former CMO at Smith Legacy Law and Director of Marketing at Quinnipiac University Online. Dominick relocated his family to Dublin and built GW360 from lived experience. Every service, every sequencing principle, and every partner relationship in Thrive360 came from living what clients are about to do.
Jason J. Smith, Esq.
Co-Founder & Head of Financial Intelligence
Yale Law School. 20+ year legal veteran in private practice serving the needs of high net worth clients and families across cross-border financial structure and estate planning. Jason directs GW360's Financial Intelligence function. His presence in GW360 is not a partnership or a referral arrangement. He is a founder, and financial intelligence is built into every engagement because he insisted on it.
David Gilmartin
VP, Business Development & Customer Success
20+ years in global mobility. David has managed individual, family, and corporate relocations across jurisdictions and every level of complexity. He leads GW360's relocation services business unit and is the operational backbone of every Thrive360 engagement. When your move is in progress, David's team is the engine running it.
Choose your level of support From self-guided to fully white-glove, every package includes US tax compliance guidance from day one.
Thrive360 Relocation Packages
Digital
Everything you need to move independently: organised, structured, and ready to use.
- Full access to the GW360 client portal
- Visa & immigration module, all pathways
- City landing guides: Dublin, Cork, Galway, Limerick
- Housing search framework & checklists
- Banking setup guide (Wise, Revolut, Irish banks)
- Irish tax & PPS number guide
- Step-by-step moving checklists
- Access to GW360 partner network
Essential
A dedicated coordinator guides your entire move, from visa to front door.
- Dedicated GW360 relocation coordinator
- Managed housing search & shortlist
- School research & enrolment guidance
- Bank account setup, handled for you
- PPS number registration support
- Employer & HR liaison (if applicable)
- Healthcare registration guidance
- Financial Intelligence briefing with Jason
- Unlimited messaging, 90 days post-arrival
Concierge
The complete GW360 experience: every detail handled, every financial complexity addressed.
- In-person property viewings (with coordinator)
- Neighbourhood orientation tour on arrival
- Priority coordinator access, dedicated line
- Relocation logistics coordination
- Insurance referrals & setup
- Complimentary FI Passport assessment
- Personal guidance from Chief of Financial Intelligence
- Cross-border financial complexity review
- Unlimited messaging, 6 months post-arrival
- Quarterly check-in calls, first year
From first call to settled in Europe
A structured, advisor-led process that sequences every element of your move in the right order.
01
Discovery Consultation
Free 30-minute call. We map your visa eligibility, income profile, family
situation, and target destination.
WEEK 1
02
Personalised Move Plan
A bespoke roadmap covering visa pathway, timeline, financial obligations,
housing strategy, and cost-of-living model.
WEEK 2
03
Pre-move Preparation
Visa filing begins. Housing search launches. US tax position established.
Financial accounts structured correctly before departure.
WEEK 3 - 12
04
Landing & Integration
Bank account, tax registration, healthcare, schools, and utilities — handled.
90-day advisor check-in included.
ARRIVAL + 90 DAYS
We know every city on your shortlist
Active relocation support across the most popular American expat destinations in Europe.
IE
Dublin
IRELAND
ENGLISH-SPEAKING
TECH-HUB
EASY VISA
PT
Lisbon
PORTUGAL
D7 VISA
NHR TAX REGIME
WARM CLIMATE
ES
Barcelona
SPAIN
DIGITAL NOMAD
BEACH & CULTURE
FAMILY FRIENDLY
NL
Amsterdam
NETHERLANDS
30% RULING
ENGLISH FLUENT
FINANCE HUB
DE
Berlin
GERMANY
STARTUP-SCENE
LOW COST
ARTS & CULTURE
Americans who made the move with Thrive360
" I spent six months researching my move to Lisbon and still felt completely lost. Within two weeks of working with Thrive360 I had a visa pathway, a housing “ shortlist, and finally understood what I owed the IRS. The FBAR guidance alone saved me from a penalty I didn't know was coming."
Daniel M.
Former Marketing Director
Austin, TX
→
Lisbon, Portugal
"We moved our whole family, two kids under 10 from Chicago to Dublin. The school placement support was worth the entire fee on its own. And having “ someone who understood both the Irish immigration system AND what we still owed the IRS made the whole thing feel manageable instead of terrifying."
karen & chris l.
Family of four
Chicago, IL
→
Dublin, Ireland
"I'm a remote worker and thought I could figure this out with YouTube and Reddit threads. I could not. The visa nuances alone would have taken me months to untangle. Thrive360 had my D7 application filed and my cost-of-living model built in three weeks. Worth every euro."
alex r.
Remote Software Engineer
New York, NY
→
Barcelona, Spain
Your European life begins with one conversation.
Book a free 30-minute discovery call with a Thrive360 advisor. We’ll map your visa options, flag your US tax obligations, and give you a realistic timeline at no cost and with no commitment.
- Free, no-obligation consultation, always
- Personalized to your income, family & destination
- US tax obligations addressed from day one
- Response within one business day